Unity’s Millennium policy is a life insurance plan designed to meet two major objectives:

• to provide a middle level of permanent insurance coverage to $100,000 and
• to provide this coverage at an affordable price.

Millennium is a participating endowment at age 100 life policy. This means that premiums are payable to 100 or until the death of the insured, whichever occurs first. Millennium provides insurance protection to age 100 - at which time the policy proceeds are paid to the owner, if living, or to the contingent owner. The Millennium policy builds cash values available to take as a loan if funds are needed for whatever reason.

Millennium is available to age 85 and is banded at $25,000. This means that the premiums are lower per thousand dollars of coverage above $25,000 than below $25,000.

Depending on the state of policy issue, additional benefits and riders may be available. These include waiver of premium if the Insured is disabled, accidental death benefit for death by accident, and a child term rider which protects your children with level term coverage to age 25 and can be converted to a permanent plan without evidence of insurability.

Premiums may be paid annually, semi-annually, quarterly, by a monthly bill or by monthly bank draft from a checking or savings account.

A Millennium policy provides coverage that won’t decrease and premiums that will not increase. A 30-day free look period gives you time to decide, the opportunity to review the policy and return it for a full refund if it is not what you need.

Policy Form Numbers:
0901-01, Waiver of Premium 8234, Accidental Death Benefit 7940, Dependent Term Rider 8298 (Some policy forms may be state specific.)

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All rights reserved.