Steven F. Aiello
President and Managing Partner of the Fayetteville, New York based COR Development Company. Mr. Aiello has over 20 years of commercial real estate development experience including the past eight with the company he helped found. Under Steve’s leadership COR has developed and opened over 2.6 million square feet of prime retail, commercial and office space. Fayetteville Town Center is their flagship project, which represents a substantial retail and office redevelopment of a dilapidated and abandoned enclosed shopping mall. He also sits on the Board of Greater Syracuse Chamber of Commerce, the Everson Museum and is a member of the International Council of Shopping Centers. A graduate of Niagara University, Mr. Aiello lives in Fayetteville with his wife Lori and their three children Steve, Elizabeth and Tom.

Sharon A. Brangman, MD
Sharon has served on the faculty at SUNY Upstate Medical University in Syracuse, New York for 18 years and is currently Professor of Medicine and Division Chief of Geriatric Medicine. Dr. Brangman is also the Director of the Geriatric Medicine Fellowship Program and Director of the Central New York Alzheimer's Disease Assistance Center. In addition, Dr. Brangman is the attending physician at James Square Health and Rehabilitation Centre and the Medical Director of Greenpoint/The Health Senior Living Communities. Dr. Brangman currently serves as a Director on the Board of the American Geriatrics Society. Dr. Brangman received her undergraduate degree in biology from Syracuse University and her medical degree from SUNY Upstate Medical University.

Patricia D. Civil
Patricia has nearly thirty years experience as a Certified Public Accountant with PricewaterhouseCoopers, LLP in Syracuse. She acted as Syracuse Office Managing Partner from 1992 until she left the firm in 2002. She has been a Director of Unity Mutual Life Insurance Company since September 2002. She also serves as Director and Chair of the Finance Committee of the Rosamond Gifford Charitable Foundation and Board Member of the Metropolitan Development and Visiting Nurses Associations. Ms. Civil is a member of the New York Society of Certified Public Accountants and the American Institute of Certified Public Accountants.

Arnold G. Gough, Jr.
Arnold is a partner at the law firm Winston & Strawn, Chicago, Illinois, where, since 1981, he has been a practicing attorney in the corporate department, with experience in leveraged leasing, structured financing, secured lending, mergers, and acquisitions. He has been a Director of Unity Mutual Life Insurance Company since 1998. Mr. Gough's principal business address is Winston & Strawn, 35 West Wacker Drive, Chicago, Illinois 60601.

George R. Hornig
George is the Managing Director and Chief Operating Officer, Private Equity Division of Credit Suisse First Boston, New York, New York. Prior to that, he was Executive Vice President and Member of the Management Committee of Deutsche Bank North America Holdings, Inc., New York, New York from 1993 to 1999; President and Chief Operating Officer of Dubin & Swica Holdings, Inc., New York, New York from 1991 to 1993; and Co-Founder/Managing Director and Chief Operating Officer of Wasserstein Perella Group, Inc., New York, New York from 1988 to 1991. Mr. Hornig has been a Director of Unity since 1995. He is also a Director of Unity Financial Life Insurance Company, an affiliate of Unity Mutual Life Insurance Company, as well as Forrester Research, Inc., U.S. Timberlands Company, L.P., and SL Industries, Inc. Mr. Hornig's business address is 31 West 52nd St., New York, New York 10019.

John F.X. Mannion
John has been the Chairman of the Board of Unity Mutual Life Insurance Company since 1980 and served as its Chief Executive Officer from 1980 to January 1998. He served as President from 1974 to 1985 and from 1991 to May 1995. He has been a Director of Unity Mutual since 1974. Mr. Mannion has also served as the Chairman of the Board of Unity Financial Life Insurance Company, a subsidiary of Unity Mutual, and continues to serve as a Director. He is a past Chairman of the Life Insurance Council of New York, New York; a past Director of the American Council of Life Insurers; a past Director of the National Association of Life Companies; and a past Chair of the Medical Information Bureau. Mr. Mannion is currently Chairman of United Irish Appeal, North Salem, New York; a Trustee of the National Committee on Foreign Policy, Inc., New York, New York; and a Director of the Onondaga Venture Capital Fund, Syracuse, New York. He is also a member of the American Council of Life Insurers, Washington, D.C.; the Greater Syracuse Chamber of Commerce, Syracuse, New York; Advisory Committee, Life Insurance Committee for Social Responsibility, New York, New York; and Advisory Council, Foundation for Citizen Education, League of Women Voters, New York, New York. Mr. Mannion's business address is One Unity Plaza at Franklin Square, P.O. Box 5000, Syracuse, New York 13250-5000.

Patrick A. Mannion
Patrick has been President of Unity Mutual Life Insurance Company since May 1995 and additionally assumed the duties of Chief Executive Officer in January 1998. Prior to that, he was Executive Vice President/Chief Operating Officer of Unity Mutual Life Insurance Company from July 1992. From March 1991 to July 1992, he served as Senior Vice President/Chief Operating Officer of Unity. From May 1989 to March 1991, he was a partner with the Aspen Group Limited, Syracuse, New York, a real estate development company. Mr. Mannion has been a Director of Unity since 1991. He is also Chairman of the Board of Unity Financial Life Insurance Company, an affiliate of Unity Mutual Life Insurance Company, as well as a Director of United Way of Central New York, the Rosamond Gifford Charitable Trust, Leadership Greater Syracuse Policy Planning Council, and Onondaga Lake Cleanup Corporation, all of which are located in Syracuse, New York. Mr. Mannion is also a member of the Syracuse University School of Management Corporate Advisory Council and the National Association of Life Underwriters. Mr. Mannion's business address is Unity Mutual Life Insurance Company, One Unity Plaza at Franklin Square, P.O. Box 5000, Syracuse, New York 13250-5000.

Terence A. J. Mannion
Terence is the partner in charge of Mannion & Copani's Real Estate/Business Practice. He has been a partner of Mannion & Copani since August of 1989. From June of 1986 until August of 1989, Mr. Mannion was an Associate with Devorsetz, Stinziano, Gilberti, Heintz & Smith in Syracuse. Prior to that, from October 1983 to March of 1986, Mr. Mannion was an Associate with Nottingham, Engel, Gordon, Kerr & Watt in Syracuse. He is a member of the New York State Bar Association (Business Section and Real Property Section), the Onondaga County Bar Association, and the Greater Syracuse Chamber of Commerce. Mr. Mannion's business address is 306 Syracuse Building, 224 Harrison Street, Syracuse, NY 13202.

Joseph Masella
Joseph has been Executive Vice President of Unity Mutual Life Insurance Company since September 1996 and was Executive Vice President/Chief Marketing Officer of Unity from May 1995 to September 1996. He was Senior Vice President/Chief Marketing Officer of Unity Mutual from July 1992 to May 1995. He has also been a Director of Unity Mutual since 1987. From November 1985 to July 1992, he served as Senior Vice President/Legal Counsel of Unity Mutual. He is President and a Director of Univest Clinton, Inc., a wholly-owned subsidiary of Unity Mutual. Mr. Masella also serves as a Director of Unity Financial Life Insurance Company, an affiliate of Unity Mutual. In addition, he is a Trustee of the New York State Opportunity Funds. From 1988 to 1995, Mr. Masella served as a member of the Board of Advisors of the Syracuse University Legal Assistants Program. Mr. Masella's business address is One Unity Plaza at Franklin Square, P.O. Box 5000, Syracuse, New York 13250-5000.

Nola N. Miyasaki, J.D.
Nola is the Executive Director of Entrepreneurial Programs at the Whitman School of Management at Syracuse University and is responsible for the Entrepreneurship and Emerging Enterprises (EEE) program. Ms. Miyasaki has served on the Board of the Museum of Science and Technology in Syracuse and was a founding Board member of Tissue Genesis Inc., a biotech start-up company in Honolulu. Ms. Miyasaki received her bachelor’s degree in Human Biology from Stanford University and earned her J.D. at the University of California’s Hastings College of the Law (San Francisco).

Mark D. Muhammad
Mark currently serves as an adjunct professor at Syracuse University in the Renée Crown University Honors Program and recently joined the faculty at Onondaga Community College. He also serves as the Syracuse representative for Minister Louis Farrakhan and the Nation of Islam. Minister Muhammad is actively involved in various Syracuse community initiatives, including serving as convener for the Millions More Movement’s Local Organizing Committee of Central New York, as a county executive appointed commissioner for Onondaga County Human Rights Commission, as member-at-large for the Pan African Community of Central New York, and as a founding member of F.O.R.C.E. (Focusing Our Resources for Community Enlightenment). Minister Muhammad received his associate’s degree in Business Technology from Onondaga Community College, his bachelor’s degree from Cornell University’s School of Industrial and Labor Relations and his master’s degree in Speech Communication from Syracuse University. In addition, Minister Muhammad serves on the Board of Trustees for The Gifford Foundation.

Robert D. Pietrafesa
Robert has been President of ARDMORE Associates, Inc., Vero Beach, Florida since 1990. He served as Chairman of the Board of B.G. Sulzle Company, North Syracuse, New York from 1992 to 1998. From 1975 to 1990, he was Chairman of the Board of Joseph J. Pietrafesa Company, Inc., Liverpool, New York. He has been a Director of Unity since 1977. He also serves as a Trustee of Immaculate Conception Church, Syracuse, New York; a Director of Francis House, Syracuse, New York and of Columbia Valley Foods; and Vice President of Riverside Theatre. From 1966 to 1995, he served as a Regent of LeMoyne College, Syracuse, New York. Mr. Pietrafesa's principal business address is ARDMORE Associates, Inc., 400 Ocean Road #179, Vero Beach, Florida 32963.

Elaine M. Ryan
Elaine has 20 years' experience as a policy director in the executive branch of state government, the U.S. Congress, and the nonprofit sector. She has been the Director of Government Affairs at the American Public Human Services Association in Washington, D.C. since 1993. She also served as Chief of Staff in the U.S. House of Representatives and Staff Associate to the House Budget Committee from 1989-1993. From 1983 to 1988, she served as a senior staff member in the Office of the Governor of New York State. Ms. Ryan earned her BA from Fordham University and MPA from Harvard University. She has been a Director of Unity since 1998. Ms. Ryan's business address is 810 First Street NE, Suite 500, Washington, D.C.

Kenneth A. Shaw, Ph.D.
Kenneth has been Chancellor and President of Syracuse University, Syracuse, New York since 1991. He has been a Director of Unity Mutual Life Insurance Company since 1992. Chancellor Shaw also serves as a Director of the Metropolitan Development Association, Syracuse, New York; a Director of the Greater Syracuse Chamber of Commerce, Syracuse, New York; and a member of the Division I Board of Directors, NCAA. In addition, he is a Director of the Student Loan Marketing Association Holding Company (SALLIEMAE), Washington, D.C. From 1977 to 1984, he served as Chancellor of the University of Wisconsin. Chancellor Shaw's business address is Syracuse University, 300 Tolley Administration Building, Syracuse University, Syracuse, New York 13244-1100.

Edward J. Slaby
Edward has been Senior Vice President/Investments and Actuarial of Unity Mutual Life Insurance Company since March 1992. From July 1983 to March 1992, he served as Senior Vice President/Finance of Unity Mutual. He has been a Director of Unity Mutual since 1987 and is also a Director of Unity Financial Life Insurance Company, a affiliate of Unity Mutual. Mr. Slaby's business address is One Unity Plaza at Franklin Square, P.O. Box 5000, Syracuse, New York 13250-5000.